Powering Global Payments | Currencycloud

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Currencycloud’s technology is inspiring the next generation of payments companies to realize the true potential of the digital economy.

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The driving force – our Payment Engine

Our second-generation Payment Engine is at the heart of everything we do. It’s a cloud-based platform that our clients rely on to automate the way they send and receive money internationally. Incorporating over 35 currencies in 212 countries, our Payment Engine can securely automate the full payment lifecycle – from receipt of funds to conversion and payment – to deliver simple, transparent, and fast transactions.

Connect using the power of our API

Designed for clients who want to make high volumes of payments, our API is how most clients connect to the power of our Payment Engine.

We understand that every business is unique, and to inspire real change our product needs to anticipate your business needs – only then can we expect to transform the way you do business.

That’s what our API enables. Simple to use, it allows you to customize your workflows and automate your entire end-to-end international payment processes. It’s industry leading and the product of continual collaboration with our global customer base.

The result? A solution powerful enough to deliver and flexible enough to work the way you need it to, so you can focus on growing your business how you want.

Deeper connections – the benefits of API access

By accessing our Payment Engine via our API, you can automate your end-to-end international payment processes and deliver sophisticated solutions, tailor-made for your customers.

We realize that for you to be successful, reducing the cost of implementation and total cost of ownership is critical. You also need to be able to get up and running quickly.

Our API is built by developers for developers. It’s simple to use and it’s built on RESTful architecture, making it easy to integrate. When you develop with Currencycloud, you can make the most of our best-in-class Developer Center.

And we publish our system availability, live, for everyone to see in our Help Center.

Under the hood

Currencycloud offers an innovative range of features and benefits that are transforming the global payments landscape.

Currencycloud Account

Currencycloud Account

Your multi-currency e-wallet

Your tracking facility for all things payment-related. The Currencycloud Account allows you to view your real-time multi-currency balances and payment history. It’s your destination for a full transaction history, including all pending payments, so you can keep up-to- date on progress.

Conversion Manager

Conversion Manager

Real-time wholesale rates

With Conversion Manager you can convert over 35 currencies at wholesale exchange rates. At the same time, the tool offers full transparency of the mid-market rate so you can see exactly what the conversion is going to cost you. Add in real-time pricing, no hidden fees, and simple billing, and it quickly becomes an essential tool for keeping your business under control.

Payment Manager

Payment Manager

Fast and reliable payments to 212 countries

The location for managing all your payment processes. Payment Manager offers all the features needed to fully automate your payments lifecycle. It also helps introduce greater control – to set multiple levels of permissions and authorizations– and to simplify workflows, thereby saving you time and ensuring compliance.

You can make payments virtually anywhere in the world in the currency of your choice. We offer a range of payment options to suit your business, and we can bulk multiple payments to the same destination to cut down on costs. Our banking network gives you Local Payments to 32 countries, which allows you to rest assured that your payment will arrive in full every time at low cost.

Account Manager

Account Manager

Manage your accounts

With Account Manager, you can effectively manage all the aspects of your account. Set up access permissions and authorization workflows. Benefit from our unique n-eyes feature which allows as many levels of authorizations as you require.

Compliance Manager

Compliance Manager

Let us handle your compliance needs

Managing compliance is complex. Using Currencycloud, you can outsource some of the core processes to a trusted, regulated entity. This can be as simple as setting up and storing your approved beneficiaries, to asking us to handle your KYC for you.

Need a front end?

Currencycloud Direct is our own white-label user interface. Built for customers who want to accelerate their speed to market, Currencycloud Direct is the quickest and easiest way to get you and your customers up and running with our Payment Engine. It has a simple-to-use but feature-rich online interface to which you can add your own branding. Behind the scenes you have a powerful user interface with all the benefits of the API to help you manage your international payments business.

Instant setup, no coding – the benefits of UI access

With Currencycloud Direct you and your customers have the power of our Payment Engine, without requiring any integration. We have done all the heavy lifting so you don’t have to, which means you can focus on providing a great service to your customers. Currencycloud Direct provides a clean, simple and intuitive way for users to manually make or track payments.

Help not hype. Support throughout the implementation process

At Currencycloud we’ll always go that extra mile to get you up and running as fast as possible. This commitment also infuses our technologies, which is why our API is built on RESTful architecture to keep integration simple and costs down. In addition, you’ll find SDKs, a Developer Center, and online access to a wealth of useful information and documentation. Behind the technology you can access our team of experts, as well as our broad community of clients and partners as part of our ecosystem.

Security. Keeping your money safe on its journey

Money can only flow freely when it’s secure, end-to-end. The reason we’re relied on by global businesses is because our security is world-class. We are ISO 27001-certified, and our security is regularly reviewed and approved by regulators and bank partners across the world.

Physical security

Our service operates from multiple high security Tier 4 Data Centers used by banks and other financial institutions.

Network security

Our firewalls are managed by dedicated staff and we undergo regular third party penetration tests, to ensure our service is secure.


All network traffic is encrypted.

Data security

We are certified under ISO/IEC 27001:2013, the international best practice standard for information security management.

Strong access control

We assign unique IDs to each individual and require two step authentication for all access.

Simple pricing

Entry Level – no hidden costs, no surprises
  • 0.25% plus Payment Fee
  • Wholesale FX rates
  • Payment Fees start at 40p, and vary depending on method of payment and destination
Scale as your business grows
  • We have plans to suit every size of business
  • Call us on +44 (0) 20 3326 8173 to find out more